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(+227) 88 94 51 04 - 20 35 25 35

contact@alamana-financial.com

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IJARA FINANCING

IJARA FINANCING

Ijara is a financing Contract practiced by AL AMANA in favour of Professionals & Companies. Through this Contract, Bank AL AMANA is designated in the contract as "Owner", acquires goods (movable & immovable) designated by the client, as "Tenant", to put them at his disposal in order to benefit from them, in return for a remuneration (rent) over a period agreed in advance

Advantages and usefulness of this method of financing
The ijara is a Financing Contract for movable and immovable investments; This type of funding is sought because of the various benefits. It is a flexible and convenient way to access important tax benefits.

Financing
Compliant

to Sharia law

The purpose of the lease (the use of the leased property) must be known and accepted by both parties;
The lease must be for goods that cannot be destroyed by use or enjoyment (not consumable goods);
The rental period, the payment period, the amount of rent and the periodicity must be determined and known at the conclusion of the Ijara contract.
The transfer of ownership of the property at the end of the rental period must be effected by a separate deed (sale, donation).

Principles of IJARA financing

Client or not, we study your case

Choose the property that suits you and contact us to open your IJARA.

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Other types of financing

Murabaha financing

A sales formula at cost price plus a known profit margin agreed between buyer and seller

Read more

Moussawama financing

Is a contract for the sale of a good or service, acquired from a supplier without indication of the initial purchase price

Read more

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AL AMANA FINANCIAL ISLAMIC

AL AMANA FINANCIAL ISLAMIC SA is an Islamic microfinance institution that aims to contribute to the provision of Islamic financial services to the people of Niger. It is part of the Decentralised Financial Systems (𝑺𝑭𝑫).

Open now your account at AL AMANA FINANCIAL ISLAMIC without monthly account fees and invest your money in Hallal.

Contact us

Address

Street Foulan Koira, District Ryad Niamey-Niger

Phone

(+227) 88 94 51 04 - 20 35 25 35

Email

contact@alamana-financial.com

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